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MAXIMIZE YOUR SAVINGS

Earn up to 15% per Annum with Fingo Interest-Earning Savings.
Start Saving Smart Today!
START EARNING INTEREST
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START EARNING INTEREST
Up to
15%
AEY
High-yield Savings
Competitive Annual Effective Yield (AEY). The more you save, the more you earn.
Fast set up
Hassle-Free
Open your account in just 4 minutes and start saving smart.
1%
Fingo Service fee
Charged at the end of each month on the gross interest.
KES 100
Minimal Initial Deposit
Begin your investment journey with as little as KES 100.
Up to
15%
AEY
High-yield Savings
Competitive Annual Effective Yield (AEY). The more you save, the more you earn.
Fast set up
Hassle-Free
Open your account in just 4 minutes and start saving smart.
1%
Fingo Service fee
Charged at the end of each month on the gross interest.
KES 100
Minimal Initial Deposit
Begin your investment journey with as little as KES 100.

What IS Interest-earning Savings?

An Interest-Earning Savings account allows you to deposit your money and earn interest on your balance over time. Unlike a regular savings account, the interest rates are higher, enabling your savings to grow faster.

With our competitive Annual Effective Yield (AEY), you can maximize your returns while enjoying the flexibility to access your funds whenever needed.

Start saving smart and watch your money work for you.

GROW YOUR SAVINGS

Secure Investments with sanlam

We’ve partnered with Sanlam, one of Africa's most reputable financial institutions, to ensure your money is in safe hands.

CBK Regulated product POWERED BY ECOBANK

Fingo is a Central Bank of Kenya regulated product and powered by Ecobank, ensuring transparency and security for all our customers.

CBK Logo

What IS Interest earning Savings?

An Interest-Earning Savings account allows you to deposit your money and earn interest on your balance over time. Unlike a regular savings account, the interest rates are higher, enabling your savings to grow faster.

With our competitive Annual Effective Yield (AEY), you can maximize your returns while enjoying the flexibility to access your funds whenever needed.

Start saving smart and watch your money work for you.

GROW YOUR SAVINGS

Secure Investments with sanlam

We’ve partnered with Sanlam, one of Africa's most reputable financial institutions, to ensure your money is in safe hands.

CBK Regulated product POWERED BY ECOBANK

Fingo is a Central Bank of Kenya regulated product and powered by Ecobank, ensuring transparency and security for all our customers.

CBK Logo

SOUNDS GOOD?
MAKE IT INTERESTING

INTEREST CALCULATOR
Use our interest calculator to see how your money can grow over time with Fingo Africa.

Open your interest-earning savings effortlessly, and watch your balance expand with daily compounded interest.

It's smart money growth made simple.

UP TO

15%*

This interest rate is variable, and your returns may vary depending on the market
Enter your starting balance and a time period:
New Balance
KES 11,607.55
Gross Interest
KES 1,607.55
Forecasts are estimates and not guarantees.
Actual earnings may vary due to market fluctuations.
Capital at risk.
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GROW YOUR SAVINGS

DAILY COMPOUNDED INTEREST FOR MAXIMUM GROWTH

FLEXIBLE DEPOSITS AND WITHDRAWALS AT YOUR CONVENIENCE

WHY CHOOSE INTEREST-EARNING SAVINGS?
EFFORTLESS ACCOUNT MANAGEMENT
Easily manage your account, view your balance, and track your interest earnings through our user-friendly mobile app.
AUTOMATED SAVINGS PLANS
Keep your savings on track with automatic transfers to your interest-earning account, making saving effortless.
MULTIPLE SAVINGS GOALS
Create and manage multiple high-yield savings goals within your account to meet various financial objectives.
FLEXIBLE DEPOSITS AND WITHDRAWALS
Enjoy the convenience of making deposits and withdrawals at any time, tailored to your financial needs.
START EARNING INTEREST

SAVINGS goals for your milestones

Define your savings target and timeline to stay focused on your goal.
Schedule regular transfers to effortlessly save for milestones like a new car or your dream vacation.

SAVING GOALS FEATURES

Save at your own pace. Our features help you stay on track and achieve your financial goals

Track progress with ease

Monitor your savings progress effortlessly with real-time updates. Stay on track to reach your financial goals with our intuitive tracking tools

Set personalized goals

Create customized savings goals that fit your unique financial objectives. Whether it’s a dream vacation, a new car, or an emergency fund, personalize your targets to match your aspirations.

Flexible deposits and withdrawals

Enjoy the flexibility to deposit and withdraw funds at your convenience. Manage your savings on your own terms with our user-friendly features.

OPEN SAVINGS GOAL

Frequent Asked Questions

What is the Interest-Earning Savings Feature?

The Interest-Earning Savings feature is a high-yield savings account offered by Fingo Africa. It allows you to earn up to 15% interest per annum, compounded daily and paid monthly. This feature is designed to help you maximize your savings effortlessly.

Please note that the 15% interest rate is not guaranteed and may change depending on market conditions. While we have measures in place to minimize risk, your capital is at risk.

How to Open a Savings Account?

To open a savings account with Fingo, follow these steps:
1. Download the Fingo app from the App Store or Google Play.
2. Sign up and create an account.
3. Verify your identity by providing a valid ID and taking a selfie.
4. Complete the account setup and start saving!

How to Deposit into Your Interest-Earning Savings Goal?

Deposit money into your Fingo account using any of the following methods:
• MPESA Deposit
• MPESA Payroll Deposit
• Paylink Deposit
• Bank Deposit
• Receiving Salary through Bank Transfer
After depositing the money into your Fingo account, simply transfer the funds to your interest-earning savings goal by tapping on the Savings shortcut on the home screen or from the interest-earning savings goal details page.

When and How is My Interest Paid?

Interest on your savings is compounded daily and paid out monthly. This means your balance will grow every day, and the interest earned will be credited to your Interest-Earning Savings Goal at the end of each month.

Are There Any Fees Associated with the Account?

While there are no fees associated with opening or maintaining an Interest-Earning Savings account with Fingo Africa, there are some charges related to the interest earned. A withholding tax of 15% and a Fingo service fee of 1% are deducted from the gross interest earned. We believe in transparent banking with no hidden charges to ensure you get the maximum benefit from your savings.

What is the Minimum Initial Deposit and Minimum Deposit Amount?

The minimum initial deposit to open your interest-earning savings account is KES 100. Additionally, each subsequent deposit must also be at least KES 100.

What are the Withdrawal times?

Withdrawals from your Fingo savings account are processed as follows:
• Daily withdrawals up to KES 30,000 are processed instantly.
• Daily withdrawals above KES 30,000 are processed within 48 hours.