About us!

We’re the last financial service you’ll ever need.

From your everyday spending, to planning for your future with savings goals, shopping and payments, Fingo helps you get more from your money

Our Story

Fingo is a digital bank built for young Africans, by young Africans with a founding team of 20 somethings born and raised on the continent.

Our mission is to empower our youth to create a wealthier Africa with distinctly designed financial products. Fingo has partnered with Ecobank, the largest footprint bank in Africa, providing Fingo market access to Ecobank’s 33+ markets. Fingo and Ecobank are planning a pan-African roll out beginning in Kenya where they are the first digital-only bank in the country.

Youth in Africa struggle to access financial services - taking anywhere from 48 hours to 2 weeks to open an account, with multiple in-person interactions and requirements to bring physical paper documents. In addition consumers, spend anywhere from 6-10% to send money to friends, loved ones or businesses, with additional fees on top to simply maintain their accounts. Youth who need access to additional services like savings, insurance and credit are required to  open accounts at multiple institutions with just as tedious onboarding processes.

Africa has a median age of just 18, the youngest and fastest growing continent in the world. By 2050 ⅓ of the world's young people (under 35) will reside in Africa and yet traditional institutions continue to exclude this demographic. 

Fingo allows users to download the ‘Fingo Africa’ app and receive access to a bank account in under 5 minutes, paired with free peer-to-peer transactions and immediate access to multiple services such as savings, financial education and smart spending analytics.

Our team

Fingo was co-founded by Kiiru Muhoya, James da Costa, Ian Njuguna and Gitari Tirima. They are joined in the leadership team by Judith Bogonko, a seasoned executive who left one of East Africa’s biggest insurers to join Fingo, and Pol Mas, former design and product lead at SafeBoda. 

Kiiru Muhoya

Kiiru Muhoya

Deserunt quo nesciunt et et et vitae quisquam debitis illum. Recusandae repellat qui maxime veritatis officiis.

Co-Founder & CEO
James da Costa

James da Costa

Deserunt quo nesciunt et et et vitae quisquam debitis illum. Recusandae repellat qui maxime veritatis officiis.

Co-founder & COO
Gitari Tirima

Gitari Tirima

Been building business and tech products for the past decade. Super passionate about building products for young Africans.

Co-founder & Co-CPO
Ian Njuguna

Ian Njuguna

Builder of things.

Co-Founder & CTO
Pol Mas

Pol Mas

Deserunt quo nesciunt et et et vitae quisquam debitis illum. Recusandae repellat qui maxime veritatis officiis.

Co-CPO
Judith Bogonko

Judith Bogonko

Deserunt quo nesciunt et et et vitae quisquam debitis illum. Recusandae repellat qui maxime veritatis officiis.

CCO
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If you've dined out recently, you may have been asked to scan a QR code to access the menu. Or you may even have checked in by submitting your e-ticket QR code for scanning, or paid for goods by scanning the QR codes on your purchase receipts. Well, this article may even have a QR code for a quick read.

Using QR Codes to make payments

If you've dined out recently, you may have been asked to scan a QR code to access the menu. Or you may even have checked in by submitting your e-ticket QR code for scanning, or paid for goods by scanning the QR codes on your purchase receipts. Well, this article may even have a QR code for a quick read.

February 27, 2023
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Are you new to Fingo? Great news! You can earn an onboarding reward by completing a few simple key actions. 

Earn rewards by onboarding yourself

Are you new to Fingo? Great news! You can earn an onboarding reward by completing a few simple key actions. 

February 23, 2023
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Paying bills and utilities can be a hassle, but what if you could get rewarded for paying your bills? Think about billing your bills.

Using Fingo for Bills and Utility Payment

Paying bills and utilities can be a hassle, but what if you could get rewarded for paying your bills? Think about billing your bills.

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