PERSONAL
ACCOUNT

Receive, manage, and secure your funds with ease – and that's just the beginning.

ENJOY MONEY CHATS
AT NO FEE

Send and Receive money from Fingo friends without fees and with a personal touch. Add notes and fun GIFs to your transactions for that extra bit of expression.

MANY WAYS TO SEND MONEY

FINGO TO FINGO TRANSFERS

Send money to other Fingo friends.

Zero Fees

Local Bank Transfers

Transfer money using a bank account number.

Earn Fingo Coins

M-PESA Transfers

Transfer money to an MPESA wallet through their phone number.

Up to 3% Cashback

Handle all your payments

BUY GOODS

PAY BILL

Pay for your shopping or settle bills using your Fingo account, just as you would with M-PESA, but with the added advantage of earning Fingo Coins.

Enhance your payment experience by accumulating rewards with every transaction, redeemable for various benefits.
Recharge your phone's airtime directly through the Fingo app.

Every top-up also earns you Fingo Coins, which you can redeem for exciting rewards.

Stay connected and get rewarded, all from the comfort of your Fingo account.

PURCHASE

AIRTIME

DISCOVER OUR

VIRTUAL DEBIT CARDS

Choose your color, add a personal label, and manage your card effortlessly—freeze, unfreeze, or delete as needed.

Perfect for secure online payments, enjoy unmatched control and convenience for your digital spending.
COMING SOON

THE YELLOW UBUNTU CARD

Our Physical Debit Card comes in the exclusive Yellow Ubuntu, symbolising community and connection. Manage your card effortlessly—freeze, unfreeze, or order a replacement directly from the app.

Perfect for secure in-store and ATM transactions, enjoy unmatched control and convenience for your everyday spending.

REQUEST MONEY AS YOU PREFER

REQUEST YOUR SALARY

Have your salary paid directly into your Fingo account. Simplify your finances and plan ahead with confidence.

Upgrade account limit

REQUEST FROM ANY ONE

Request money from anyone with a link or QR code. Make splitting bills and collecting contributions easy.

Earn Fingo Coins

REQUEST FROM FINGO FRIEND

Both on Fingo already? Just tap on request and search by FingoTag or Name

Zero Fees

Achieve your goals
with savings

Define your savings target and timeline to stay focused on your goal.
Schedule regular transfers daily, weekly, or monthly to effortlessly save for milestones like a new car or your dream vacation.

SOUNDS GOOD?
MAKE IT MORE
INTERESTING

INTEREST-EARNING SAVINGS

Open your interest-earning savings effortlessly, and watch your balance expand with daily compounded interest.

It's smart money growth made simple.

UP TO

10%*

This interest rate is variable, and your returns may vary depending on the market

Greater Profits Over Time

Deposit and withdraw at your convenience

SMART BUDGETING

From setting personalised budgets to tracking your spending with ease, Fingo empowers you to manage your money smartly. Plan for today and save for tomorrow with Fingo's intuitive budgeting tools, available right in your pocket.

Gain insights into your spending with Analytics

We crunch the numbers, so you can have an eye on your budget. Get notifications to track your progress or compare your spend over time in-app.

FINGO COINS

Turn transactions into treasures with Fingo Coins!

EARN FINGO COINS

Accumulate Fingo Coins effortlessly by:

- Buying airtimeSending money.

- Making payments.

- And even by playing trivia!

Use Fingo Coins

- Boost your cashback potential for 24 hours with our Cashback Booster.

- Take a lucky spin to win with your accumulated Fingo Coins and earn exciting rewards.

- Much more soon!

TRIVIA & LEARNING

Test your financial wit and secure your spot on the leaderboard! Dive into interactive trivia games, answer within 60 seconds, and earn points for quick, correct answers.

Get instant feedback, see where you rank weekly, and collect rewards.
Engage in a global learning community, contribute your own questions, and continuously expand your financial understanding. 


Join us, learn, compete, and win!