March 23, 2023

5 reasons why Fingo's the perfect digital bank for you

Fingo is a digital banking app designed for Africa's growing youth population, offering a user-friendly interface, innovative features, and a focus on financial education. Reasons to join the waitlist include easy account opening, no fees, a one-stop shop for payments, savings goal tracking, and a cashback rewards program.

As Africa’s population continues to grow and the youth population rapidly expands, the need for financial services that cater to your unique needs and challenges as young people has become increasingly crucial. Fingo is perfectly poised to meet this need as the digital banking partner of the future. With a user-friendly interface, innovative features, and commitment to financial education, Fingo is looking to become a favourite among African youth who want to take control of their finances and build a better future for themselves.

So what makes Fingo the perfect digital banking app for you as an African youth? Let’s dive into the 5 reasons why you need to join the waitlist now to be among the first people to be let in once the App is re-opened for account opening:

1. Open an account easily

There is no minimum balance required to open a Fingo account and no credit check. For many African youth financial processes can be scary and difficult, which causes them to avoid or postpone using financial services entirely. Fingo will empower you to take charge of your financial future and easily access necessary banking services by providing a user-friendly interface and a simple registration process.

2. Fingo will save you money

Aside from there being no monthly or overdraft fees on your account, Fingo will also save you money on transactions — and in this ‘wueh!’ economy, that’s a must-have! Forget paying an arm and a leg every time you need to transfer money. With Fingo’s Send feature, you’ll be able to send or request money from your Fingo friends and loved ones at no fee. This is especially important if you’re just starting out in your financial journey. With Fingo, your entire transfer amount will reach its intended recipient.

3. One-stop shop for all your payment needs

We get you! The ability to make payments quickly and easily is a key consideration when choosing a digital banking app. Fingo’s Pay feature will allow you to easily pay bills or buy goods with a few taps, so you won’t need to switch between payment apps or remember multiple login details. The Pay feature will also allow you to save payment details as favourites, making it even easier to pay your recurring bills. This level of convenience and security is especially important if you lead a busy life and have limited time for financial tasks.

4. Keep track of your saving goals

With Fingo’s Savings Goals feature you’ll be able to create your own savings goals, set recurring deposits, and track your progress at your desired pace. Building a savings habit is essential for long-term financial stability; it helps you manage your finances, avoid debt, and build a safety net for unexpected expenses or emergencies. By setting specific savings goals within the app, be it for a big purchase or an investment, you’ll track your progress, and get motivated to save more and make more progress towards your financial goals.

5. Make money as you spend it

If you’ve made it this far and are still not convinced you should be on Fingo, perhaps what might sweeten the deal more is the cashback rewards program. This is designed to reward customers for using Fingo to pay for products and services. When you make a purchase using Fingo, you’ll earn a certain amount of cash back based on the amount you spend. In essence, the more you spend, the more you’ll earn. The rewards will also be automatically credited to your account. This is a good incentive to not only help you earn some extra coins but to also engage more with your finances and make the most of your money.

What are you waiting for?

Fingo is a digital banking app that is perfectly suited to meet the unique financial needs and challenges of African youth. We are rearing to launch fully in the next few weeks and you do not want to be left out. So, download the app today via and sign up to be among the first to know as soon as we launch. Trust us, you do not want to be left behind!


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